Initial consultation at our own cost where we will discuss your objectives and plans for the future. At this stage we will gather basic information from you and establish exactly where we can help. You will find out about how we work and have the opportunity to ask questions to decide if you would like to work together.

This is where we will present you with your personalised financial plan tailored to the achievement of your personal goals including sophisticated forecasts to get a glimpse how the future may look. Relevant tax planning and your personal investment recommendation will also be discussed and all of the advice will be detailed in a suitability report for you.

The point where we are actioning the financial plan. This includes applying to product providers, arranging transfers, the sale and purchase of investments, completing documentation and the processing of applications.

To ensure the advice remains suitable you will receive an ongoing service which will include;

• Annual meeting to review your financial plan taking into account performance, market updates, tax changes and legislative changes that impact you
• Annual cashflow forecasting to track your plans progress each year
• Ongoing membership to a state of the art client portal to track your accounts
• Ongoing access to your financial adviser
• Regular updates and newsletters